Machine Learning & Lending: Banco Santander’s Response to Banking Sector Disruption
Fintech companies are disrupting the way traditional banks lend money. Banco Santander is too.
lending
Square’s New Circle: Banking on Data
Square brought small business payment terminals into the modern day. The simple, clean Square dongle has become widely recognized as the icon of new-age payment. Now, the company is eyeing its valuable set of transaction data to make loans. Square’s visibility into otherwise secretive transaction data allows them to loan to business owners on the basis of business performance.
Could this be the future of lending?
OMG: How Texting Grammar Could Impact Your Creditworthiness
BankMobile looks to machine learning and alternative data sources to boost the bottom line.
Can consumers and regulators be convinced?
J.P. Morgan Chase and the Rise of the Machines
How a retail bank is adapting to the growing internet of things
The Limits of FinTech Disruption
Anyone can make a loan… the hard part is getting paid back. OneMain is exploring the intersection of technology with consumer finance
Profitably lending to lower income households in Mexico
Mexico´s largest microfinance lender, Banco Compartamos has more than 2.5 million customers with an average loans of US$360. Through an effective alignment of its business model and operating model, this lender has profitably served millions of lower income households by providing access to credit where other banks can´t reach.
FinTech in Latin America: The New Age of Lending with Kueski
Fintech has arrived in Latin America! Kueski is well on its way to revitalizing how consumer loans are made in Meixco and the rest of Latin America. Best-in-class technology and smart credit practices help Kueski offer fast, quality loans online.