I thought this was a really interesting article; I had always wondered what the true purpose of a notary was beside making any sort of paper work a giant hassle. It is a shame that it has taken this long for webcam technology, which has been available inexpensively, to be used for such a headache of an issue. I do however think that there are risk for notarizing documents like wills and powers of attorney but I think if they can get the technology and the ethics around the technology right this is a huge market.
I agree with your point that it behooves Wells Fargo to adopt this new technology. I would certainly be incentivized to use a mortgage company that did not require he complex physical notary process. It gives borrowers with approved credit history’s the ability to act quickly and decisively.
I thought that the actions that’s Deutsche Bank is taking to protect itself and its operations from the global isolationist trend is very interesting; and represents the bank doing what it can to stabilize its operations in an uncertain world. Prepare for the worst, and hope for the best.
I think that if a “soft” Brexit occurs there is a chance that Deutsche may be at a disadvantage to other banks that left their operations in Europe; however this disadvantage is considerably less than the advantage Deutsche will have if it does result in a “hard” Brexit.
I found this paper very interesting. There is one section of your paper that I would like to push back on; there is a still a significant portion of the parts supply for the South Caroline made BMW’s that are imported through the port of Charleston and move through the inland port in Greer, SC. While this traffic would not be affected by the NAFTA changes it is still subject to supply chain disruptions due to weather and port closures.
However, this risk could be corrected with the solution you propose; co-locating more parts near the final assembly location.
Very interesting article. I find the discussion around the effects of climate change on mining companies, very interesting because of the affects that these industries have had on the climate. I would not expect them to be on the for front of climate change but am encouraged by their use fuel efficient vehicles.
I think that mining companies reduce their risk of exposure to natural events, like the recent flood in Australia by diversifying their mining operations around the world. I see no other way to mitigate the effects of climate change besides investing heavily in their onsite infrastructure to prepare for flood and drainage events.
It has been amazing to follow the hype and enthusiasm that is growing in the market around blockchain; and this example is no exception.
It is great to see that other oil and gas companies are investing in the technology alongside BP; as the technology reaches maturity BP will need transaction counter-parties to fully utilize the technology. Being first mover is important, because it gives BP the power to shape the industry adopted technology. But BP should be careful to ensure that the technology they back ultimately becomes the industry standard.
One aspect of this article that was particularly interesting was the impacts of melting in the Northwest passage, to shorten the shipping routes. However, the impact of this are not solely positive; the melting represents a tangible side effect of climate change and the industry is already oversupplied by capacity.
I believe that many of the practices that Maersk is implemented will be adopted by their competitors without regulation from the IMP, given the changing landscape these fuel and cost saving measures will become the norm.