Square was able to democratize small business lending by using traditional banking methods as well as using machine learning algorithms to better underwrite small businesses .
iti was born as a digital payment solution destined to become a full-fledged digital bank. The app had a clear mission to leverage Itau’s data in order to create value for consumers and merchants.
During the covid pandemic of 2020 Mercadolibre came out as one of the biggest winners, experiencing growth of more than 100% in their volume of transactions and becoming the biggest company in all Latin America. But, how did this garage startup founded 20 years ago become the biggest online commerce and payments ecosystem in the region?
We are not a bank. Banks think in terms of the back office. We are at the front end of the relationship between the customer and our products and services. Are we a financial services company? Yes. Are we a payments company? Yes. Are we a marketplace and e-commerce company? Yes. But above all, we are a technology and a customer experience design company. – Mikhail Lomtadze, Kaspi.kz CEO and Co-founder.
Fundrise is a crowdfunding platform democratizing commercial real estate investment for non-accredited investors. Can it compete with the well-established public REIT market for retail investor capital?
When commerce was forced to shift online overnight businesses of all sizes needed help making the change. Stripe filled the void.
Zerodha, an Indian discount broker was able to rapidly scale and satisfy a surge in demand during the recent market downturn. As its original proposition of low-cost transactions has worn off, it relied on its technical prowess to compete. What else can it do to sustainably grow, particularly in a post-Covid India that has a seemingly insatiable appetite for digital financial products?
Feature Space helps financial institutions detect fraud with advanced AI deployed at the heart of institutions IT systems.
Capital Float leverages an innovative data-driven approach to identifying creditworthy borrowers who are unable to access banks. While loan disbursements have crossed $1bln during the 5 years of its existence, the company is aiming for continuous and sustainable growth.
Nubank is a fintech that was founded in 2013 and entered the Brazilian market to compete with traditional financial services providers. From its inception, it offered consumer credit cards that slashed annual fees and that were entirely managed by […]